Product Manager - Credit & Fraud

What We Do At Qliro At Qliro we deliver safe and simple payments. We are a dedicated partner to our merchants who serve their customers every day. We believe that if our merchants grow, we grow. We are a company of dedicated, friendly and highly competent people that together have redefined what Qliro and payments can be. We are now on a journey of scaling our business both here in Sweden and the Nordics. What your team does Do you want to own the product behind every credit and fraud decision Qliro makes? We’re looking for a senior Product Manager to lead our Credit & Fraud team, our platform that protects Qliro’s payment flows through credit assessments and fraud detection, while keeping the customer journey smooth. Credit & Fraud is a backend-focused, in-house team responsible for our credit engine, our integrations with credit information providers, our fraud detection capabilities, and the internal interface our fraud officers use to investigate cases. It sits squarely on the transactional payment path, processing tens of thousands of credit and fraud checks every day under strict requirements for speed, accuracy and uptime, and runs a containerized microservices architecture with daily production deployments. This is a team that delivers reliably and has real room to grow into a more proactive, roadmap-driven way of working. That’s where you come in: you’ll set the direction for the tech team, build its roadmap, and bring our Credit-, Fraud- and Tech-teams together so that lending and risk decisions and the platform that runs them move forward as one. What you will do:

• Own and set the roadmap, vision and KPIs
• Lead an in-house backend development team and follow an agile way of working together with them
• Build bridges between our Data- Credit- , Fraud- and Tech- team, turning a range of stakeholder needs into one clear plan
• Be the expert on how credit assessment and fraud detection work at Qliro — the credit engine, the provider integrations, and the products they power.
• Protect the speed, accuracy and uptime the payment path depends on, while moving the roadmap forward
• Use qualitative and quantitative insight to improve credit and fraud outcomes

What you'll bring to the team:

• A senior PM with a track record of owning backend or platform products, ideally ones on a critical path
• Strong at stakeholder management, turning demanding senior stakeholders into alignment
• Comfortable using AI in your daily work and keen to drive innovation with it — we work with Claude, and we expect our PMs to lead the way
• Experienced building products in an agile team
• Experienced with credit issuance / lending — you understand how credit decisioning works and the stakeholders around it is beneficial
• Experienced within fast moving tech companies and/or financial services, where lending or fraud/risk experience is a clear advantage
• Fluent in spoken and written English

WOW in everything we do Qliro is the place for you who are curious, passionate and love collaboration. Together we have the power to create wow in everything we do. Feel comfortable being you, bringing your own unique perspectives. At Qliro there’s a place for you whoever you are — differences are a strength. We love flexibility and remote work, and we also believe in the power of meeting in real life. With a mix of working remotely and collaborating in the office, we believe in a flexible workplace that suits both you and Qliro. Does this sound like your next role? What are you waiting for - apply now! Qliro is an equal opportunity employer. All qualified applicants will be considered for employment without regard to gender, gender identity or expression, national origin, religion or other beliefs, disability, sexual orientation or age.